AGIM has been provided with a licence and consent to use certain third party material on the AGIM website under specific terms. These are the terms which apply to all third party materials on the AGIM website.

By using the AGIM website you agree to these Terms of Licence. If you do not agree to these terms, please leave the site immediately.

1. You have a non-exclusive licence to use the materials while they remain on the AGIM website and you may:

* search, view, copy and print out materials for your own personal use, and for information purposes only; and
* bookmark any page or link to it, provided the page is presented within the AGIM frameset on the AGIM website.
 
2. This is a personal, non-transferable licence to use the materials while they remain on the AGIM website and unless we agree otherwise in writing, you must not:

* republish, modify, edit, alter, excerpt, block or otherwise change the information, disclaimers, trademarks, copyright notices, names, logos or any other indicia of intellectual property posted on the website belonging to AEGON Global Institutional Markets plc (AGIM) or any third party, including but not limited to Moody's Investors Services Inc.; MIS Quality Management Corp.; Standard & Poor's or any other third party who has information, intellectual property or links on the AGIM website;

* sell, redistribute, transmit, republish, or otherwise provide in any media or any other format the information and material appearing on the AGIM website to anyone else; or
 
* otherwise use or republish any information or intellectual property on the AGIM website for any purpose without seeking the prior written consents or appropriate licence from AGIM or any other third party, including but not limited to Moody's Investors Services Inc.; MIS Quality Management Corp.; Standard & Poor's or any other third party who has information, intellectual property or links on the AGIM website.